Terms of use

Educational use

Arcane University provides general educational material and tools. Nothing here is legal, tax, accounting, lending or investment advice, and using the site does not create an advisory relationship.

Your decisions

Calculations depend entirely on the figures you enter and simplify real loan terms, taxes and costs. Verify every figure with source documents, and confirm decisions with qualified professionals and your lender before signing anything.

Accuracy

Guides describe rules and practices as of their stated update date. Lending programs, tax law and regulations change. Where a guide cites a rule, check the current version with the issuing authority.

Your content

Data you enter belongs to you. You are responsible for keeping backups of anything stored in your browser.

No warranty

The site and tools are provided as is, without warranty of any kind, to the extent permitted by law.